Commentary

Cryptocurrencies:          Bitcoin, Coinbase, Litecoin, Dogecoin, etc. Bitcoin is by far the most well-known cryptocurrency. Bitcoin backers believe Bitcoin is the future. These believers keep buying Bitcoin regardless of the ups and downs of day-to-day valuations....

PANDEMIC LOCK-DOWNS MAY RESULT IN PERMANENT CHANGES It has been just over 12 months since the COVID-19 pandemic hit the US. During that time, many states and major cities may have been changed forever. Let’s take New York City as an example. Since the pandemic hit in...

DON’T MAKE FINANCIAL DECISIONS OUT OF FEAR Financial Professionals Inc. was incorporated in 1994. During that time, we have faced a lot of situations that have created fear and uncertainty; Y2K, Terrorist Attacks on 9-11, the stock market crash in 2008, just to name a...

Every US citizen who is 18 years old or older has a constitutional right to vote.  Voting is a right that is unavailable to millions of people around the world.  It would be a shame for our citizens to waste what the rest of the world sees as so precious. The 2020...

Over the last couple of years leading up to January 15, 2020, The USA produced the strongest economy and the best stock market in the history of the world.  That came to an abrupt halt when the Corona Virus/ Covid-19 Pandemic breakout occurred on a world-wide basis....

Before we get into tax issues: WE HAVE GOOD NEWS ABOUT THE CORONAVIRUS OUTBREAK: IT WILL END! Historically, when we have had severe downturns in the markets, we spend a lot of time speculating about what caused it and how long it will last. THIS TIME WE KNOW WHAT...

In our 3rd Quarter commentary we discussed how we can help our clients structure their portfolios to help meet current and future income needs while staying within their risk tolerance parameters.  This quarter we want to focus on how fund managers work inside of our...

Lately there has been a lot of talk about a possible recession in the U.S. economy.  Most of the rhetoric is speculation as we approach the 2020 Presidential election. When this is going on, it is important to focus on official sources of economic information. The...

The most common goals for people when planning for retirement are: Paying off college debt for children Paying off the mortgage Having enough assets to create a sustainable income Having time to travel Having time to spend with loved ones Locking in a supplemental...