Commentary

1st Quarter 2025 Commentary Filling Our Short-Term BucketIn January’s commentary (“Uncertainty is the Only Certainty”) we outlined our firm’s “Future Planned Income” strategy. This was not something new that we just implemented, but rather a reminder of our firm’s...

Over the last couple of years leading up to January 15, 2020, The USA produced the strongest economy and the best stock market in the history of the world.  That came to an abrupt halt when the Corona Virus/ Covid-19 Pandemic breakout occurred on a world-wide basis....

In our 3rd Quarter commentary we discussed how we can help our clients structure their portfolios to help meet current and future income needs while staying within their risk tolerance parameters.  This quarter we want to focus on how fund managers work inside of our...

Lately there has been a lot of talk about a possible recession in the U.S. economy.  Most of the rhetoric is speculation as we approach the 2020 Presidential election. When this is going on, it is important to focus on official sources of economic information. The...

The most common goals for people when planning for retirement are: Paying off college debt for children Paying off the mortgage Having enough assets to create a sustainable income Having time to travel Having time to spend with loved ones Locking in a supplemental...

On June 23, 2016, British citizens voted to leave the European Union (EU). Article 50 of the Lisbon Treaty, which created the EU, gives the EU and the exiting country two years to agree to the terms of the split. It wasn’t until March 29, 2017 that Theresa May, Prime...

On 12/25/2018, the Kansas City Star posted a story titled, “Economy is Strong.  Leadership is Shaky”.  As most of you are aware, 2018 was a year that gave us a very volatile stock market, especially in the 2nd half of the year.  The S&P and the Dow were both up...

As we approach autumn, many farmers are putting up hay. Farmers store hay because they know there might be a harsh winter, or a drought, when there might not be enough grass available for the stock. No one has ever been able to predict when the hard times will come,...

Crypto-currencies began to emerge during the banking crisis of 2008. Over time, Bitcoin has become the most popular crypto-currency. In the early days, Bitcoin owners would contact each other and meet at Starbucks to swap Bitcoin for cash. Since then, there have been...